Annuities
What is a Fixed Indexed Annuity?
A Fixed Indexed Annuity is a retirement vehicle that offers interest based on the performance of market indexes while protecting your principal from market losses.
It combines the stability of a traditional fixed annuity with the opportunity for higher growth, without the risk of losing money due to market downturns.
When the Market is Up... You’re Up! When it’s down... You’re Not!
Growing in Confidence
Planning for retirement comes with its fair share of challenges — market volatility, rising costs, and longevity risks. In today’s environment, it’s not enough to simply seek growth; protecting your hard-earned savings is just as important.
Why Should You Have a Fixed Annuity?
Fixed annuities can offer a balance of protection, tax advantages, access, and legacy planning.
Safety
While the indices underlying indexed interest accounts can lose value in market downturns, credited interest will never fall below zero. Your savings stay secure, no matter how the market performs.
Tax-Deferred
Your money compounds more effectively because you don’t pay taxes until you begin making withdrawals. This allows more of your savings to stay invested and working for you.
Liquidity
Flexible withdrawal options help you stay prepared if life throws you a curve ball!
Estate Advantage
Leave a lasting legacy for your loved ones without the delays of probate. Full contract value available upon death.